AI-Powered Risk Operations Platform

Every Workflow, Operationally Governed

Allokate is the operating system for lender risk and capital teams. Run allocation, queue triage, exceptions, investor reporting, and tenant-aware observability with explainable AI, predictive alerts, and full audit-backed workflow control.

app.allokate.com/dashboard
Total Deployed
$127.4M
+12.3%
Avg Yield
8.42%
+0.28%
Utilization
78.3%
+5.1%
Active Alerts
3
-2
Capital Allocation by Source
AI Recommendations
LN-4521Prime A94%
LN-4522Jumbo B87%
LN-4523FHA Pool91%
$15T+
Market Opportunity
US Lending Industry
5
Risk Ops Surfaces
Queue to observability
< 2s
Decision Time
Per AI allocation
4
Tenant Workspaces
Investor to admin
Platform Capabilities

Smart Air Traffic Controllers for Capital

Instead of humans manually deciding which borrower gets funded, Allokate uses AI algorithms to match available capital with specific loan requests automatically.

Shared Views

Unified Work Queue

Operators start with one tenant-scoped queue for allocations, approvals, exceptions, reporting actions, and sync failures.

Managed Remediation

Exception Center

Critical alerts become managed cases with owners, SLAs, notes, documents, and closure evidence.

Actionable AI

AI Playbooks

Repeatable AI workflows for morning briefings, allocation review, at-risk facilities, and investor pack preparation.

Full Audit Trail

Explainable Allocation

Every recommendation comes with transparent reasoning, eligibility checks, and audit-backed decision traces.

Scheduled Delivery

Investor Reporting Packs

Generate scheduled investor-ready packs with artifact readiness, follow-ups, and delivery identity controls.

Scoped Debugging

Tenant Observability

Debug one tenant, lender, or user at a time with scoped logs, temporary overrides, and correlation-aware triage.

Interactive Demo

Experience Each Perspective

Start with the institution type, then step into the matching investor, operations, analyst, or risk workflow with properly scoped data.

Demo accounts use pre-populated data. No sign-up required.

Industry Solutions

Built for Modern Lenders

Whether you're managing warehouse lines, investor relationships, or consumer portfolios, Allokate adapts to your workflow.

1

Warehouse Lenders

Optimize allocation across multiple warehouse lines. Maximize utilization while staying within covenant limits.

Multi-source optimization
Covenant monitoring
Automated rebalancing
2

Mortgage Companies

Match loans to the best-fit investors based on eligibility, pricing, and capacity in real-time.

Investor matching
Best execution
Compliance tracking
3

Consumer Lenders

Deploy capital efficiently across loan products while maintaining risk diversification targets.

Portfolio diversification
Risk management
Yield optimization
Customer Success

Trusted by Leading Lenders

40% efficiency gain
"Allokate transformed our capital allocation from a manual spreadsheet process to an intelligent, automated system. We're seeing 40% efficiency gains."
VP of Capital Markets
Regional Mortgage Lender
Zero covenant breaches
"The predictive breach alerts alone have saved us from covenant violations multiple times. It's like having a crystal ball for our funding sources."
Director of Operations
Consumer Finance Company
100% audit compliance
"Finally, a platform that gives us visibility into every allocation decision. The explainable AI is exactly what our compliance team needed."
Chief Risk Officer
Specialty Finance Firm
Seamless Integration

Connect Your Existing Systems

Allokate integrates with your LOS, LMS, and Treasury systems. No rip-and-replace required—deploy in weeks, not months.

LOS
Encompass
LMS
Black Knight
CRM
Salesforce
ERP
Workday
REST
Custom APIs
Data
SFTP

Ready to Optimize Your Capital Allocation?

Join leading lenders who trust Allokate to intelligently deploy every dollar. Start your free trial today—no credit card required.

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